Georgia Legislates Tort Reform to Alleviate Insurance Costs

News Summary

Georgia has enacted new tort reform legislation aimed at reducing rising insurance costs, particularly impacting small businesses and consumers. The laws, signed by Governor Brian Kemp, include stricter requirements for lawsuits and procedures for third-party financing. While supporters claim this will decrease insurance premiums, critics argue it could unfairly limit victims’ ability to seek justice. The reforms have sparked significant discussion about balancing business interests with protection for those injured.

Georgia Steps Up with New Tort Reform Legislation to Tackle Insurance Costs

In a significant move that has stirred up conversation across the state, Georgia Governor Brian Kemp has signed into law comprehensive tort reform legislation aimed at tackling rising insurance costs. This latest initiative has been among the governor’s top priorities during the recent 2025 legislative session, and with a mix of bipartisan support, it has finally come to fruition.

What Does the New Legislation Entail?

The newly approved legislation includes two important bills: Senate Bill 68 and Senate Bill 69. Senate Bill 68 strives to revise civil practice and liability standards with specific reforms to manage civil lawsuits and limit large jury verdicts. Under these new rules, plaintiffs will face stricter requirements to show that property owners were aware of certain security risks and failed to implement adequate safety measures. In simpler terms, it’s all about making it tougher for people to sue property owners when accidents happen.

Meanwhile, Senate Bill 69 has quickly gained traction, passing through the Senate with overwhelming approval. This bill requires that third-party entities involved in financing lawsuits officially register with the Department of Banking and Finance. Even more critical, it aims to cut out foreign adversaries from the litigation financing game altogether.

Why the Change?

Supporters of these reforms, including various business groups, have been vocal about the challenges facing small businesses in Georgia. They’ve referred to the state as a “judicial hellhole,” citing that excessive lawsuits are driving up insurance premiums, which ultimately pass those costs on to everyday consumers. Recent financial estimates suggest that small business owners have seen their insurance premiums skyrocket anywhere from 30% to 100% in just a few years. You can understand why drama surrounding this issue is heating up!

The Other Side of the Story

The Georgia Trial Lawyers Association has stepped in to challenge the claim that soaring insurance costs are linked directly to litigation. They argue that various economic factors also contribute to these escalating prices, suggesting that focusing solely on lawsuits oversimplifies the situation.

Medical Malpractice Under the Microscope

Balancing Act

The ultimate aim of these reforms is pretty straightforward: reduce the burden of rising insurance premiums on businesses and encourage economic growth within the state. With this new legislation in place, the question on everyone’s lips remains—will it truly make healthcare and business more affordable for the average Georgian?

Deeper Dive: News & Info About This Topic

• Rough Draft Atlanta: Georgia Tort Reform for Small Business
• Fox 5 Atlanta: Tort Reform Gov. Kemp Signs Plan to Limit Lawsuits in Georgia
• Courthouse News: Georgia Governor Signs Tort Reform Package
• Wikipedia: Tort Reform
• Encyclopedia Britannica: Tort Reform